I just recently started this course and going thru chapter 4's test came across this question , and I am having trouble with it since I feel like there is not enough information for me to answer it . I was provided with the answer but still I would like to know what am I missing ?
An insured has an HO-3, no endorsements, with following limits: A - $70,000, B - $7,000, C - $35,000, D - $14,000. The policy has a $250 deductible ($500 deductible for windstorm/hurricane). What is the amount payable (if any) when: "Due to a flood, the insured had to move out of the residence for two weeks, and incurred $600 in additional living expense"?
Select one:
A. Nothing is payable - the peril is generally excluded.
B. $1,500 is payable- the loss less the deductible (limit on furs applies to theft losses).
C. $100,000).
D. $4,500, but for full replacement cost settlement, the insured needed not less than 80% of the full replacement value as the coverage A limit ($125,000 x 80%
E. $3,500 is payable - $5,000 loss less $500 deductible, but the limit on property usually located at a secondary residence is limited to 10% of the Coverage C limit. 
F. $3,500 is payable. $5,000 less $500 deductible