In the bank of the manual, it has this question:
Sally has a Personal Auto Policy with basic PIP and $1000 Med Pay coverage. She has no UM coverage. Her neighbor, Beckie, owns a car and has basic PIP with $2000 Med Pay coverage. Sally is in Beckie's car in Orlando with Beckie driving. Beckie loses control and flips the car. Sally incurs $12000 of medical bills. How much PIP will Sally collect from all available sources?
The answer is $9600. But I am having trouble understanding why. Can I get some clarification as to how to arrive at that number?
Thanks
I think this is why:
Sally has basic PIP which typically pays 80% for medical expenses. $12,000 x 80% = $9,600.
Marianela,
Sally is only able to collect from her PIP coverage. She has $12,000 in medical expense and PIP will pay 80% or $9600.
Jan