I was wondering if this question could be clarified. The question asks what describes the "retroactive date". Only one answer refers to this date, the other answers refer to the claims-made form altogether. However, the correct answer to the question was "All of the above". How is this? Shouldn't it be the only answer that refers to what the retroactive date is? Thanks! Which of the following describe the "retroactive date" in a claims-made policy? Choose one answer. A. The claims-made form applies only to a BI or PD, which occurs on or after the "retroactive date". Incorrect B. Stated in the declarations and will normally be the same date of the effective date of the issuing company's first claims-made policy for the insured. Incorrect C. All of the answers are correct Correct D. The claim-made form also requires the claim to be received and recorded during the policy period Incorrect