An insured has an HO-3, no endorsements, with following limits: A - $70,000, B - $7,000, C - $35,000, D - $14,000. The policy has a $250 deductible ($500 deductible for windstorm/hurricane). What is the amount payable (if any) when: "In a fire the insured's fur coat valued at $2,000 was destroyed. why is the answer over $4000, when the value is only 2000? Someone work this problem please.