Can anyone help me understand this question

Can anyone help me understand this question

by Deleted user -
Number of replies: 2

From Chapter 5

Which of the following would not be a named insured?

Choose one answer.

a. The named insured for any covered auto

b. An employee, if the covered auto is not owned by that employee or a member of his or her household

c. Anyone liable for the conduct of an insured described above

d. Permissive users of covered autos including the owner or anyone else from whom the covered car is hired or borrowed

To me it looks like they are all correct.  Help please...

Thanks

In reply to Deleted user

Re: Can anyone help me understand this question

by Jan Bradburn- -

Please refer to page 89 of the state manual...

Permissive users of covered autos owned, hired or borrowed by the named insured, EXCEPT the owner or anyone else from whom the covered auto is hired or borrowed.