The correct answer:

$10,400

The Question:

Pete has a Personal Auto Policy with basic PIP. Pete driving his car takes his friend, Jim, and his son, Joe, on a trip to Texas. Pete is involved in an auto accident. Pete suffers$8,000 in injuries, Joe suffers $5,000 in injuries, and Jim suffers$6,000 in injuries. How much will Pete's PIP pay for all injuries?

How is this?  Max is $10,000

Thank you!