The question asks us to calculate the amount that would be paid with a death benefit.  The calculation I used was ...

Med Exp minus Deductible x 80%       7500 - 1000 = 6500 x .80 = $5200

Lost Wages x 60%                             1000 x .60 = $600

TOTAL PIP PAYMENT    $5800

DEATH BENEFIT          $5,000

TOTAL PYMT               $10,800

$10,800 isn't an option so I went with $5800.  I was marked wrong stating the correct answer was $10,600.  Where did the other $200 go?