Discrepancies between exam simulator and study manual

Discrepancies between exam simulator and study manual

by Jamin Paul Eastman -
Number of replies: 1

Hello, I finished my course a couple of weeks ago and have been studying hard for my exam next week. In doing so I've purchased exam simulators from two providers that were recommended on this forum (not necessarily by OLT staff, but previous students). In going through one of the simulators I kept coming across information that I knew to be contrary to what was in the 2-20 study manual (I'm using 26th edition). For instance, in talking about Business Owner Policies, it mentioned sales must not exceed $6,000,000; the manual says $3,000,000. Another example, covered losses under Equipment Breakdown policies are covered on a Replacement Cost basis as long as repairs/replacements are made within 24 months; the manual says 18 months. I contacted the exam provider and they said they are constantly updating their software to reflect changes in state law, but the printed versions don't change quite as fast. I also went to Google to see if I could find updated language, and the exam provider is correct in that, at least for those points, the exam reflects most current law.

So my question is, if I run into one of these questions on my actual 2-20 exam, how should I answer? What's actual current law? Or what is in the study manual? 

In reply to Jamin Paul Eastman

Re: Discrepancies between exam simulator and study manual

by Jan Bradburn- -

Jamin, 

The FL State Study Manual is the authority for the state exam.  The state manual updates every year.  There are rarely any revisions made during the year, but if changes happen between publications of the manual, OLT receives this information directly from the FLDFS and updates our curriculum.  It is an excuse to say that "printed versions don't change as fast."  The 26th edition has been out for almost a year and $3M in gross sales for a BOP has been around since at least the 25th edition.

OLT is not perfect and we have sometimes have to rush to "catch-up" with new information, but overall we try to do a good job of making sure our materials match the state materials.

The vendor for the state licensing exam is Pearson Vue.  The test developers at Pearson Vue use the state study manual to develop test questions and they update test questions based on the yearly publications in the state study manual.  Always use the study manual as the correct information.  This is true for any study materials - including OLT. 

Best Regards,

Jan