Property Insurance Concepts- Coinsurance

Property Insurance Concepts- Coinsurance

by Alicia Chavez -
Number of replies: 5

 

 

        Hello Teacher or Somebody help me please how can I do the math coinsurance formula

        I don't understand the last part of the exercise for the total amount after the insurance paid the 

        loss I need to divide or multiply  for the loss cost .

 

 

       

 

 

 

 

In reply to Alicia Chavez

Re: Property Insurance Concepts- Coinsurance

by Kathy Adams -

I'm having the same problem.   I know its simple but I can't figure out the formula.

 

Kathy

In reply to Alicia Chavez

Re: Property Insurance Concepts- Coinsurance

by Kathy Adams -

I'm having the same problem.   I know its simple but I can't figure out the formula.

 

Kathy

In reply to Alicia Chavez

Re: Property Insurance Concepts- Coinsurance

by Kathy Adams -

Ok, I found a solution that is understandable.  Go look at this you tube video.  You will get it.

 

https://www.youtube.com/watch?v=B5Zya4yFnuY

 

Just use your figures

 

Kathy

In reply to Kathy Adams

Re: Property Insurance Concepts- Coinsurance

by Kathy Adams -

I'm still having issues and not coming up with the correct answer.

 

Kathy

In reply to Kathy Adams

Re: Property Insurance Concepts- Coinsurance

by Sandra King -

Hello,

I work in Tech Support at OLT and noticed you were having a problem.  I ran a search and found this response to a similar question in the networking forum.

You can also use the search field at the top of the Breakroom to search all the forums.

Jan Bradburn (the instructor) posted: There is a specific order of the operations for a coinsurance question.  You have to work coinsurance problems in this order:

1.            Value of property X coinsurance percentage

2.            Limit of insurance/answer from step #1

3.            Loss X answer from step #2

Basically, coinsurance requires a property owner to insure their property to full value.  If property is insured to less than full value, insurance will not pay the full loss. For example, if property is insured to 50% of its' value, insurance will pay 50% of the loss.  

I hope this helps.

Sandra King,
Tech Support