Hello,
I need some assistance with two questions of the quiz.
1- An appliance store sells a refrigerator to Mrs. Smith. The refrigerator is installed in Mrs. Smith's kitchen and after the installation had been completed, the refrigerator blows up catching fire and damaging the kitchen and injuring Mrs. Smith. The appliance store's Commercial General Liability policy covers? The correct answer is: Bodily Injury to Mrs. Smith and damage to the, kitchen but not the refrigerator...
Why not the refrigerator?
An insured is a restaurant operator who carries a Commercial General Liability policy. The insured's premises include a parking area used for valet parking of customer's cars. An employee of the insured, while parking a customer's automobile, hit another automobile in the parking lot. In addition to damaging to the automobile, a customer was injured while standing beside the damaged automobile. Which of the following describes how the insurer will respond? The correct answer is: Will pay injuries to injured customer...
Why not the vehicles damaged??
Thank you for your time!
P.A.