Thank you for your question regarding the Guaranteed Insurability Rider (GIR). Typically, the amount of the GIR will be the same as the face amount of the original policy or contract. In other words, if someone purchases a $50,000 original life insurance policy before age 25 and they exercise all of their options, then they will have $350,000 total death benefit after the last option is exercised. The options come at ages 25, 28, 31, 34, 37, and 40. We started with the original policy of $50,000 and then, if we executed every option, there would be another $300,000 in death benefit. A total of 7 policies with a total death benefit of $350,000. By the way, some policies will allow you to exercise an option early, if the insured gets married or becomes a parent. The reason for this is that when a person gets married or has a child, then their financial obligations increase and therefore they may need more life insurance. One more thing, some carriers may limit the amount of the GIR, if the original policy is very large, say more than a million. I hope this helps.