Section 3 Quiz

Section 3 Quiz

by Rachel Elwood -
Number of replies: 1

Which of the following are 'covered autos' as defined in the PAP? Select one:

A. A Honda, 4-wheel, ATV not shown on the declarations page

B. None of the answers are correct

C. A 10-ton dump truck the named insured borrows from a neighbor because his covered pickup truck will not start

D. A vehicle owned by the named insured's employer and provided for the insured's unrestricted use Incorrect

 

C is the correct answer. Can someone explain to me how this is correct, I thought that 10,000 lbs was the limit and the dump truck is 20,000 lbs. 

In reply to Rachel Elwood

Re: Section 3 Quiz

by Jan Bradburn- -

Hi Rachel, 

The 10-ton dump truck is a replacement vehicle because the covered pick-up will not start.  A replacement vehicle is a covered auto under a PAP.  

Jan