Can someone explain why for the below question, it only pays the injuries to the customer? What about the vehicle?
Thanks!
An insured is a restaurant operator who carries a Commercial General Liability policy. The insured’s premises include a parking area used for valet parking of customer’s cars. An employee of the insured, while parking a customer’s automobile, hit another automobile in the parking lot. In addition to damage to the automobile, a customer was injured while standing beside the damaged automobile. Which of the following describes how the insurer will respond?
Choose one answer.
A. Will pay damage to customer’s automobile Incorrect
B. Will pay for injury to customer and damage to customer’s automobile Incorrect
C. Will pay nothing Incorrect
D. Will pay injuries to injured customer Correct