I need some clarity with Chapter 7 if anyone can help? There seems to be a mistake in one of the questions about indirect hazards. The question includes both definitions listed in the book on page 109 and then includes the direct hazard definition and you have to choose the indirect hazard about subcontractors. The second part of that definition includes indirect hazards regarding the liability may have been assumed under a contract-the liability may ordinarily belong to another but the insured agreed by contract to indemnify or hold harmless on whose direct actions produced the claim. Has anyone else come across this?