HI John, I logged in as you to see from your perspective. In the online course INS003FL40 - Life, Health and Variable Annuity Pre-Licensing OnLine Only, Your Chapter 3 is at the end of Unit 1, and Unit 2 begins with Chapter 5.  Chapter 4 is at the end of Unit 3.  This chapter numbers correspond with the state manual, and have been rearranged in the course into the order that Jack Rotzien found worked best for teaching the course (he taught in the classroom for years before authoring the online course for OLT).

OLT updates the course annually based on revisions to the manual.  I don't know how far they have gotten with your course as yet, but if you will call the office at 561-283-0333 Melody will be able to speak directly to your situation.

Sandra King.