Good morning,  I have a question about Unit 4 - Homeowner's Insurance :

An insured has an HO-3, no endorsements, with following limits: A - $70,000, B - $7,000, C - $35,000, D - $14,000. The policy has a $250 deductible ($500 deductible for windstorm/hurricane). What is the amount payable (if any) when: "In a fire the insured's fur coat valued at $2,000 was destroyed"?

correct answer: $1,750 is payable
(loss $2,000 - deductible $250) = $ 1,750

deductible apply in loss by fire because de loss is about a fur coat?