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Demo INSCE028FL15 -Life CE: Topic 1 - Lesson 2: Attributes and Options - 17/30 | OLT

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Topic 1 - Lesson 2

T1-L2-P17

Attributes and Options

The surveys of the late 1970s revealed that the Insurance buyer of the day wanted the following attributes and options in their modern policies:

Unbundled (Major Policy Elements Separated)
Interest sensitive cash value accumulations.
Direct recognition of the insurers investment growth.
Flexible premium for the fluctuations that occur in income over a lifetime.
Adjustable face death benefit to conform to the changing responsibilities that occur over time.
Death benefit options. Not just the whole life concept.
Ability to withdraw as well as borrow cash values.
Retain the tax-free or deferred cash value buildup.

The following question is a review of the content on this page. Answer it and then click below to check your response.

Are insurance buyers today looking for similar features?

True

False

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