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Demo INSCE028FL15 -Life CE: Topic 1 - Lesson 2: 10/30 - Credit Life Insurance | OLT

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Topic 1 - Lesson 2

10/30 - Credit Life Insurance

T1-L2-P10

Credit Life Insurance

Credit Life is designed to cover the life of a debtor, and to pay the balance due on a loan in the event of the debtor's death prior to the payoff of the loan. Therefore, it is a form of Decreasing Term Insurance.

It is typically sold by the lender who represents an insurer. No producers' license is required for this limited product. By law the benefit may not exceed the balance due.

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