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Topic 1 - Lesson 1
Examples of Premium Rates - 25/27
T1-L1-P25
Examples of Premium Rates per $1,000 of Face Value by Policy Type
This Chart demonstrates the advantages of paying your premiums over a shorter period of time. Also, note how much lower the premiums are if you buy while you are younger.
| Issue Age | Y.R. Term | Straight Whole Life | Life Paid-up at 65 | 20-Pay Life |
| 35 | $1.37 | $16.26 | $21.11 | $26.06 |
| 45 | $3.14 | $23.22 | $32.19 | $32.19 |
| 55 | $12.71 | $36.42 | $69.97 | $50.08 |
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